Financing
Flexible HVAC Financing Options
We understand that an unexpected HVAC replacement or major repair can be a significant investment. To make it easier, Cooper River Heating & Air partnered with Optimus Financing to offer you a fast, simple, and transparent way to fund your project.
Optimus Financing
A Simple, Stress-Free Process You Can Trust
Optimus Financing simplifies the entire process, allowing you to see your options in minutes without any commitment or impact on your credit score.
One Simple Application, Multiple Lenders
Fill out one 60-second application to get access to numerous loan options.
No Impact on Your Credit Score
You can see all your pre-qualified offers without affecting your credit rating.
Get Pre-Qualified in Minutes
Receive real-time pre-approvals directly on your screen.
Flexible Terms & Low Monthly Payments
Choose the plan that best fits your budget.
No Prepayment Penalties
Pay off your loan early without any extra fees.
How It Works
Get Approved in 4 Simple Steps
Click the button below to get pre-qualified in minutes on the secure Optimus Financing portal. There is no obligation and it will not affect your credit score.
1
Apply in 60 Seconds
Click our link to go to the secure Optimus portal and fill out the simple form.
2
Review Your Options
Instantly see all pre-approved offers, including terms and monthly payments.
3
Select Your Loan
Choose the financing plan that works best for you.
4
Sign Electronically
Finalize your loan with secure e-signatures and get ready for your project!
Will checking my financing options affect my credit score?
No. The initial application process through Optimus uses a “soft pull” on your credit, which does not impact your credit score at all.
What information do I need to apply?
The secure Optimus application typically asks for basic personal information like your name, address, and income. It’s designed to be completed in about a minute.
Who do I contact if I have questions about my loan?
For specific questions about loan terms, payments, or the application process, the Optimus Financing platform provides dedicated support. For questions about your HVAC project quote, please contact us directly.
Contact Us
Questions About Your HVAC Project?
Our team is happy to answer any questions about your project estimate or our services.
* Disclaimer: Financing is subject to credit approval by third-party lenders through the Optimus Financing platform. Terms and conditions may vary. Please see the lender’s agreement for full details.